| Benefits of
Peoples Credit Union
EASY MEMBERSHIP
Unlike other financial institutions, Peoples Credit Union is owned by
its members and directed by a voluntary Board. We exist solely to serve
the banking needs of our members, not to satisfyte the financial gains
of stock holders. Our philosophy, which is the glue that bonds us to
the communities we serve, is simple: "people helping people."
As a member, you’ll enjoy low cost, quality services that include:
- No fees on many banking services
- Lower fees on other services
- Lower interest rates on loans
- Higher yields on comparable savings products
Once you join the Credit Union, you’re a MEMBER
FOR LIFE. Even if you leave your job,
retire or move out of the area! Simply maintain an active account with
the required minimum balance in your Savings (Share) account.
SECURE SAVINGS
Savings
(Share) Account
Checking (Share
Draft) Account
Club Accounts
Money Market Account
Certificates
of Deposit
Individual
Retirement Account
Federal Insurance of at least $250,000
Your funds are safe here. Because, every account, up to at least $250,000, is federally
insured through the National Credit Union Administration (NCUA), an agency
of the U.S. Government. Plus, each Individual Retirement Account is separately
insured up to $250,000.
GREAT LOAN RATES
As a member of Peoples credit Union, you’ll receive fast, friendly
and confidential loans.
Plus, some of the most competitive rates around, calculated at simple
interest and coupled with easy repayment terms. Best of all, there are
no prepayment penalties on any of our loans.
CREDIT CARDS
All the convenience of a credit card at low, fixed annual percentage rates
for your purchases and cash advances. Plus:
- Secured and Unsecured Available
-
- NO annual fee for unsecured cards
- $25 annual fee for secured cards
-
- 25-day interest-free grace period on purchases
Click here
for more information on our credit card.
SPECIAL MEMBER SERVICES
Look at these additional services:
- $1,000 coverage AD&D Insurance included in
membership*
- Special Member Discounts on Products & Services
- Group Insurance Pricing on Health, Life & Auto through
CUNA Mutual
- On-line financial planning through our affiliation with
CUNA Member
Financial Services
OTHER SERVICES
- Saving Bonds
- Money Orders
- Cashier Checks
- Western Union International and Domestic Wire Transfers
- Safe Deposit Boxes (Currently at the Pembroke Pines location only)
- Notary
- Gift Cards
- Preferred Legal Service
- ID Theft by IDSafeChoice
- Direct Deposits
- Extended Warranty Service
GREAT CONVENIENCE & ELECTRONIC SERVICES
Use our services on-site or on-line. Choose automatic Direct Deposit or
Payroll Deduction for even maximum time management. Or use the following
options:
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