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Benefits of Peoples Credit Union

EASY MEMBERSHIP
Unlike other financial institutions, Peoples Credit Union is owned by its members and directed by a voluntary Board. We exist solely to serve the banking needs of our members, not to satisfy the financial gains of stock holders. Our philosophy, which is the glue that bonds us to the communities we serve, is simple: "people helping people."

As a member, you’ll enjoy low cost, quality services that include:

  • No fees on many banking services
  • Lower fees on other services
  • Lower interest rates on loans
  • Higher yields on comparable savings products

Once you join the Credit Union, you’re a MEMBER FOR LIFE. Even if you leave your job, retire or move out of the area! Simply maintain an active account with the required minimum balance in your Savings (Share) account.

SECURE SAVINGS

Savings (Share) Account
Checking (Share Draft) Account
Club Accounts
Money Market Account
Certificates of Deposit
Individual Retirement Account

Federal Insurance of at least $250,000
Your funds are safe here. Because, every account, up to at least $250,000, is federally insured through the National Credit Union Administration (NCUA), an agency of the U.S. Government. Plus, each Individual Retirement Account is separately insured up to $250,000.

GREAT LOAN RATES
As a member of Peoples credit Union, you’ll receive fast, friendly and confidential loans.
Plus, some of the most competitive rates around, calculated at simple interest and coupled with easy repayment terms. Best of all, there are no prepayment penalties on any of our loans.

CREDIT CARD
All the convenience of a credit card at low, fixed annual percentage rates for your purchases and cash advances. Plus:

  • NO annual fee
  • 25-day interest-free grace period on purchases

Click here for more information on our credit card.


SPECIAL MEMBER SERVICES
Look at these additional services:

  • $1,000 coverage AD&D Insurance included in membership*
  • Special Member Discounts on Products & Services
  • Group Insurance Pricing on Health, Life & Auto through CUNA Mutual
  • On-line financial planning through our affiliation with CUNA Member
    Financial Services

OTHER SERVICES

  • CAMS
  • Money Orders
  • Cashier Checks
  • Western Union International and Domestic Wire Transfers

GREAT CONVENIENCE & ELECTRONIC SERVICES
Use our services on-site or on-line. Choose automatic Direct Deposit or Payroll Deduction for even maximum time management. Or use the following options:

* A CUNA Mutual Benefits application must be completed to receive the benefit. Call 1-800-356-6006 to request an application.


(305) 893-4880
Miami-Dade
(954) 704-4100
Broward
(800) 243-1077
Toll-Free
(Outside Miami-Dade & Broward)
NCUA, National Credit Union Administration, a U.S.Government Agency - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, A U.S. Government Agency
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