One in 23 will be a victim of Identity Theft! Don't let it be you!

We are here to help.

We’ve partnered with the nation’s most trusted names in identity theft protection to provide our checking accountholders with
IDSafeChoice. For $1.50 per month – only $18 per year – you and your family members* are eligible to receive identity recovery
services if you fall victim to identity theft for ANY reason.

What Does IDSafeChoice Include?

Education and recovery

• Your own personal Recovery Advocate
• Comprehensive Research and Recovery Plan
• Complete Documentation of All Incidents of Fraud
• Forms Completion, Filing and Follow-up
• Advocate Contacts All Agencies, Institutions, etc.
• No Time Limit - Complete restoration

Terms and Conditions

1. Services are provided to the individual(s) in Sponsor’s qualifying group; the benefit is not extended to business accounts. Benefits are non-transferable.
2. Family coverage extends to the qualifying individuals, their spouse or domestic partner, dependants up to age 25 with the same permanent residence address, including students and military, and parents of the qualifying individuals with the same permanent residence address, or living in hospice, assisted living, nursing home or deceased for 12 months or less.
3. Benefits are extended to the qualifying group at the discretion of the Sponsoring Financial Institution and may be cancelled upon 60 days notice to the qualifying group.
4. Benefits have no cash equivalent and are non-transferable. Financial losses of any kind arising from the identity theft are not covered.
5. Eligibility for recovery services is based on ID theft events that are discovered and reported to the services provider on or after the effective date of the program.
6. Identity Theft is defined as fraud that involves the use of a consumer’s name, address, social security number, bank or credit/debit card account number, or other identifying information without the knowledge of the consumer, and such information is used to commit fraud or other crimes.
7. Provider reserves the right to refuse or terminate services if it is deemed that the individual in the qualifying group is committing fraud or other illegal acts, making untrue statements, or failing to perform his/her portion of the recovery plan. Provider will not refuse or terminate services to an individual in the qualifying group solely due to the complexity of a case. Provider cannot be held responsible for failure to provide or for delay in providing services when such failure or delay is caused by conditions beyond its control.
8. Service Provider does not provide credit counseling or repair to credit which legitimately belongs to the individual in the qualifying group.
9. Services are only available to residents of the United States. Identity recovery is only performed with agencies and institutions in the United States, or territories where U.S. law applies.
10. Identity theft services are provided by Merchants Information Solutions, Inc. An alternate service provider may be substituted at the discretion of the Sponsor.

Cancellation Policy
Services will be cancelled at the end of the month in which the provider is notified that the
qualifying group member has forfeited the benefit. To opt-out, please download, print, sign, and fax the Opt-Out form to (305) 893-0515 or (954) 704-8681.

Protect Yourself and Your Family with IDSafeChoice
For program details, to decline participation or to upgrade your coverage,contact Peoples Credit Union at (305) 893-4880 in Miami-Dade, (954) 704-4100 in Broward, and (800) 243-1077 outside Miami-Dade and Broward County.

* Includes accountholder, spouse/domestic partner, dependents under age 25, parents with the same permanent address, with benefits extended up to 12 months after death.